Aircraft Financing

Private Capital for Business & Personal Aviation Assets

We provide custom aircraft financing solutions for business owners, high-net-worth individuals, and aviation operators seeking flexible capital without the rigid constraints of traditional banks.

We offer these terms to people looking to acquire a new or pre-owned aircraft, refinance an existing asset, or structure a sale-leaseback. Our private lending platform delivers speed, discretion, and creative underwriting designed around the aircraft and the borrower, not a one-size-fits-all formula.

We finance a wide range of aircraft types, from light jets and turboprops to larger corporate and specialty aircraft, with programs built to preserve liquidity while maximizing leverage.

Financing Options Available

  • Aircraft purchases (new or used)
  • Refinances of owned aircraft
  • Sale-leaseback transactions
  • Balance sheet optimization
  • Capital extraction for business or investment use

Our solutions are ideal for borrowers who value certainty of execution, streamlined underwriting, and asset-focused lending.

Aircraft Loan & Lease Guidelines

Loan / Lease Amounts

  • $200,000 to $5,000,000 standard
  • Up to $25,000,000 available for qualified transactions

Aircraft Age

  • New or used aircraft eligible

Loan-to-Value (LTV)

  • Up to 100% LTV on new or used purchases
  • Up to 100% of orderly liquidation value on refinances or sale-leasebacks

Interest Rates

  • Prime + 1% to 3% for strong credit profiles
  • Up to 18% for sub-prime credit scenarios

IOrigination Points

  • 1% for prime borrowers
  • Up to 5% for sub-prime credit

Loan Terms

  • Up to 7 years standard
  • Up to 4 years for sub-prime credit

Streamlined Approval Process

Application-Only Programs

  • Transactions $400,000 or less
  • One-page application
  • Three (3) months bank statements

Underwriting Requirements

  • Transactions over $400,000 require financial statements
  • Asset-based focus with common-sense underwriting

We Offer

  • Private, non-bank capital
  • Asset-based underwriting
  • Flexible credit structures
  • Discreet, relationship-driven execution
  • Nationwide lending capabilities

We understand that aircraft financing is not just about the asset, it’s about timing, liquidity, and control. Our role is to structure capital that aligns with your broader financial objectives.

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