Cannabis-Related Income

Cannabis-Related Income

Qualify for a Mortgage with Cannabis-Related Income

Securing financing for cannabis-related borrowers can be a challenge due to the legal and regulatory complexities surrounding the industry. However, with non-QM loans, borrowers with irregular income streams and other unique factors can still qualify for a mortgage. At PrivateBankers.com, we understand the importance of providing financial solutions tailored to your specific needs.

Program Highlights

Our mortgage programs offer flexibility and options for cannabis-related borrowers. Whether you have full documentation, bank statements, 1099 forms, or CPA-prepared profit and loss statements, we have a solution for you. Here are some key highlights of our program:

Full Doc (12 or 24 Months)

  • Ideal for borrowers with comprehensive documentation of their income and financials.

Bank Statements (12 or 24 Months)

  • Suitable for borrowers with irregular income streams who may not have traditional income documentation.

1099 Only (12 or 24 Months)

  • Designed for self-employed individuals who receive 1099 forms as their primary income documentation.

CPA-Prepared P&L (12 Months)

  • Tailored for borrowers who have a certified public accountant (CPA) prepared profit and loss statement.

Additional Program Details

  • Loan amounts up to $3 million: We understand that cannabis-related businesses may require substantial financing, and our program can accommodate your needs.
  • FICO score down to 660: We consider a wide range of credit scores, allowing borrowers with lower scores to still qualify.
  • Purchase/R&T up to 85% LTV: Our program offers competitive loan-to-value ratios for purchasing or refinancing properties.
  • Cash-Out up to 75% LTV: If you need to access the equity in your property, our program allows for cash-out refinancing.

At PrivateBankers.com, we believe in providing equal opportunities for borrowers in the cannabis industry. Our Cannabis mortgage program allows you to qualify for a mortgage based on your unique circumstances, even if you have irregular income streams or face challenges with traditional lenders. Contact us today to explore how we can help you secure financing for your cannabis-related income.

CONTACT US