Hotel Financing

Private Capital for Hospitality Assets Nationwide

We provide hotel and hospitality financing solutions for owners, developers, and investors seeking flexible capital for complex lodging assets. From boutique properties to full-service hotels and destination resorts, we structure financing that aligns with the operational realities of the hospitality business.

Hotel transactions require a deeper understanding of cash flow dynamics, brand strategy, and operational performance. Our private lending platform addresses these variables through tailored underwriting, responsive execution, and capital structures not typically available from traditional lenders.

Hospitality Transactions We Finance

  • Hotel acquisitions
  • Hotel refinancing and recapitalizations
  • Ground-up hotel construction
  • Conversions and adaptive reuse projects
  • Property renovations and repositioning
  • Expansion and brand-upgrade initiatives

Financing Structures Available

  • Senior bridge loans
  • Construction financing
  • Transitional financing
  • Repositioning and renovation loans
  • Equity and structured capital solutions
  • Hybrid debt structures for hospitality assets

Each transaction is structured based on the property’s operating profile, market positioning, and long-term business plan.

Key Underwriting Considerations

Hotel financing requires evaluation beyond real estate fundamentals alone. Our underwriting process may consider:

  • Property type and market location
  • Brand affiliation or independent positioning
  • Management experience and operating history
  • Guest mix and demand drivers
  • Revenue stability and growth potential
  • Capital improvement requirements
  • Competitive market landscape
  • Exit strategy and long-term ownership goals

This approach allows us to support high-end, boutique, and non-flagged properties that often face challenges securing traditional financing.

Hotel Performance Metrics We Review

To assess viability and structure risk appropriately, we analyze industry-standard hospitality metrics, including:

  • Revenue per Available Room (RevPAR)
  • Net Operating Income (NOI)
  • Capitalization Rate (Cap Rate)
  • Debt Yield
  • Net Cash Flow
  • Total Cost Basis
  • Loan assumption considerations, where applicable

These metrics help align the loan structure with the hotel’s operational performance.

Flagged vs. Independent Hotels

We finance both branded (flagged) and independent hotel properties. Each presents unique considerations:

  • Flagged hotels may benefit from brand recognition and reservation systems
  • Independent and boutique hotels offer greater flexibility but require strong market positioning and management execution

Our private capital approach allows us to evaluate each on its own merits rather than applying rigid brand-based requirements.

Our Hotel Financing

  • Private, non-bank capital
  • Hospitality-focused underwriting
  • Flexible structures for complex projects
  • Experience with construction, conversion, and renovation
  • Responsive execution and discreet service
  • Nationwide hospitality lending capabilities

If you are acquiring a stabilized property, developing a new hospitality concept, or refinancing an existing hotel, we deliver private capital solutions.

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