Shopping Center Loans

Institutional Capital for Retail & Mixed-Use Centers

We arrange financing solutions for shopping centers across the full spectrum of retail property types, from neighborhood strip centers to larger multi-tenant retail and mixed-use assets. Our platform supports both investment properties and owner-occupied retail, with flexible structures designed to meet acquisition, refinance, and long-term hold strategies.

Retail assets require underwriting that reflects tenant quality, lease structure, and market dynamics. Our approach combines institutional execution with the flexibility of private capital to deliver certainty in changing retail environments.

Shopping Center Transactions We Finance

  • Acquisition of retail shopping centers
  • Refinancing and recapitalization
  • Owner-occupied retail properties
  • Investment-grade retail assets
  • Retail portfolio transactions

We finance stabilized properties and assets transitioning toward long-term financing.

Loan Structures Available

  • Commercial real estate purchase loans
  • Refinance loans for existing shopping centers
  • Real estate–secured lines of credit
  • Lines of credit that convert to term loans
  • Long-term fixed-rate retail financing

These structures are designed to support cash flow stability, tenant retention, and capital efficiency.

CMBS & Conduit Financing for Shopping Centers

Through our proprietary Commercial Real Estate Lending Platform (CRELP), we streamline access to conduit CMBS loans for shopping center properties.

CMBS financing is available for:

  • Shopping center acquisitions
  • Refinancing of existing retail loans

Our platform modernizes the CMBS process, improving transparency, speed, and borrower experience while maintaining institutional underwriting standards.

Indicative Loan Parameters

  • Loan-to-Value (LTV): Up to 90%
  • Cash-Out: Up to 75% LTV
  • Interest Rates: Competitive fixed-rate options
  • Fixed Terms: Up to 25 years
  • Amortization: Up to 30 years
  • Interest-Only: Available on select structures
  • Recourse: Non-recourse, assumable options available
  • Balloon Risk: No-balloon structures available
  • Prepayment: Flexible and no-prepayment options on qualifying loans
  • Transaction Types: Purchase or refinance

Final terms are determined by asset quality, tenancy, and market fundamentals.

Key Retail Underwriting Considerations

  • Tenant mix and lease duration
  • Anchor vs. non-anchor exposure
  • Triple-net (NNN) lease structures
  • Market demand and foot traffic
  • Property location and visibility
  • Operating history and cash flow stability

Our underwriting reflects real-world retail performance, not rigid templates.

Our Shopping Center Financing

  • Private and institutional capital access
  • CMBS and balance-sheet execution
  • Flexible leverage and prepayment options
  • Non-recourse structures available
  • Long-term fixed-rate solutions
  • Nationwide retail lending capabilities

Acquiring, refinancing, or restructuring a retail shopping center, we deliver shopping center loan solutions.

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